Self-Directed IRA Investing

Your Retirement Account.
Working Harder for You.

The SOA Income Fund accepts investments through Self-Directed IRAs and other qualified retirement accounts — so you can earn a fixed 8% annual return, paid monthly, inside a tax-advantaged wrapper.

Traditional IRA Roth IRA SEP IRA Solo 401(k) HSA
The Basics

What Is a Self-Directed IRA?

A Self-Directed IRA (SDIRA) is a type of individual retirement account that gives you the freedom to invest in assets beyond stocks, bonds, and mutual funds — including private real estate funds like the SOA Income Fund. You keep the same tax advantages of a traditional IRA or Roth IRA, but with a significantly broader range of investment options.

Same Tax Advantages

A SDIRA works exactly like a standard IRA from a tax perspective. Traditional SDIRAs grow tax-deferred; Roth SDIRAs grow tax-free. The only difference is what you can invest in.

Broader Investment Universe

With a SDIRA, your retirement dollars can be put to work in private funds, real estate, and other alternative assets that are not available through a typical brokerage IRA.

Requires a Custodian

IRS rules require that a qualified custodian hold the assets in your SDIRA. The custodian handles paperwork and ensures IRS compliance — they do not advise on investments.

Your Income Stays in the Account

Monthly distributions from the SOA Income Fund flow back into your SDIRA tax-deferred (Traditional) or tax-free (Roth), compounding your returns without an immediate tax event.

The Case for This Combination

Why Self-Storage Income Belongs in Your IRA

Most retirement accounts are heavily concentrated in stocks and bonds. Adding a fixed-income real estate position diversifies your retirement portfolio with a return that doesn't move with the market.

8%
Fixed annual return — not a target, not a range
Monthly
Distributions paid every month, directly into your SDIRA
$0
Investor fees charged by the SOA Income Fund
The Process

How It Works

Setting up a SDIRA and investing in the SOA Income Fund is a straightforward process. Here is what it looks like from start to finish.

1

Talk to Chris First

Schedule a quick intro call with our VP of Investor Relations to confirm you're a good fit for the fund and get your questions answered before moving forward.

2

Select a Custodian & Open Your SDIRA

You'll work with a qualified SDIRA custodian to open your account. We can connect you with a custodian that specializes in alternative investments — the process typically takes a few days to a few weeks.

We'll have a recommended custodian partner listed here shortly
3

Fund Your SDIRA

Roll over or transfer funds from your existing IRA, 401(k), or other qualified retirement account into your new SDIRA. Your custodian manages this process and ensures it's done correctly to avoid tax penalties.

4

Direct Your Investment to the SOA Income Fund

Instruct your custodian to invest the minimum $250,000 (or more) into the SOA Income Fund. The custodian handles the subscription documents and wire on your behalf.

5

Receive Monthly Distributions

Starting the following month, your 8% annual return is distributed monthly — directly back into your SDIRA, where it continues to grow tax-advantaged.

Eligible Accounts

Which Retirement Accounts Qualify?

The SOA Income Fund can accept investments from a variety of qualified retirement accounts. If you already have a retirement account, there is a good chance it qualifies.

Not sure if your account qualifies? Ask Chris on your intro call — it's a common question.

Common Questions

SDIRA FAQ

Not automatically. Most IRAs held at traditional brokerages (Fidelity, Schwab, Vanguard, etc.) are limited to stocks, bonds, and mutual funds. To invest in the SOA Income Fund, you'll need to establish a Self-Directed IRA with a custodian that allows alternative investments, then transfer or rollover your existing funds into that account.
A properly executed direct rollover or trustee-to-trustee transfer does not trigger taxes or penalties. Your custodian handles this process specifically to keep the transfer tax-free. We strongly recommend consulting your tax advisor before initiating any rollover.
Monthly distributions from the SOA Income Fund go directly back into your SDIRA account — not to you personally. In a Traditional SDIRA, they accumulate tax-deferred. In a Roth SDIRA, they accumulate tax-free. Either way, you don't pay tax on the income until you take a distribution from the IRA itself (Traditional), or potentially not at all (Roth).
Yes — the minimum investment is $250,000, the same as any other investment method. The source of funds (cash, IRA, 401k rollover) does not change the fund's minimum.
The SOA Income Fund charges zero investor fees regardless of how you invest. However, your SDIRA custodian will charge their own annual custody fees — these are separate from and unrelated to the fund. Custodian fees vary; we'll provide specific details once we have our custodian partner in place.
Opening a SDIRA and completing a rollover typically takes 2–4 weeks, depending on your current custodian's transfer speed. Once funds are in your SDIRA, investing in the SOA Income Fund itself can happen within days. Plan for approximately 3–6 weeks from start to first distribution.

Ready to Put Your IRA to Work?

Schedule a quick intro call with Chris Bada, our VP of Investor Relations, to discuss whether the SOA Income Fund is the right fit for your retirement account.

Schedule an Intro Call Contact Chris Directly

This page is for informational purposes only and does not constitute tax, legal, or investment advice. Self-Directed IRA investing involves unique risks and responsibilities. Consult a qualified tax advisor or financial professional before making any investment or rollover decision. The SOA Income Fund is offered only to accredited investors by means of a confidential offering memorandum.